Dillianz Personal Loan

Easy, Fast, and Accessible

At Dillianz Bank, the Personal Loan was designed to provide convenience and easy access to credit lines—even for customers with negative credit history. With personalized and accessible conditions, you get instant credit, whether for emergencies or to carry out your projects.

Dillianz Bank Personal Loan

Easy access for all profiles, including those with negative credit*

What Is a Personal Loan?

Dillianz Bank’s Personal Loan is a versatile credit solution offering different modalities to suit your needs. You can choose direct debit from your benefit or even link it to your electricity bill. With a personal loan, you gain the flexibility to pay your bills and manage your finances with ease and security.

Loan with Debit on Electricity Bill

This loan option is ideal for those who seek simplicity, with the installment amount directly debited from the electricity bill.

01

Installments

Up to 22 payments

02

Credit Limit

R$400 to R$3,300

03

Interest Rate

12% to 18% per month

04

Target Audience

Holders of electricity accounts with partner utility companies

Partner Utility Companies

CPFL Paulista, Piratininga, and Santa Cruz

Enel São Paulo, Rio de Janeiro, and Ceará

Elektro, RGE, COELBA, CELPE, COSERN

Approval Conditions

Age: 21 to 84 years old

Disbursement methods: TED or PIX to a bank account

1 contract per CPF

Restrictions

Properties with no electricity service or bills overdue by more than 25 days.

*“Luz em Dia” modality: clients with up to 2 overdue electricity bills may access amounts between R$500 and R$1,000, depending on utility company policies.

Payroll Loan for INSS Retirees and Pensioners

The payroll loan is ideal for INSS retirees and pensioners, with installments deducted directly from the benefit, offering lower rates and easier payment.

FGTS Advance

Advance your FGTS balance with Dillianz Bank and access your money quickly and securely.

Easy Installment

With Easy Installment, you can split boletos and PIX payments directly on your credit card.

Contact Us!

We’re ready to help you and your company enjoy all the benefits Dillianz Bank has to offer!