Dillianz Personal Loan
Easy, Fast, and Accessible
At Dillianz Bank, the Personal Loan was designed to provide convenience and easy access to credit lines—even for customers with negative credit history. With personalized and accessible conditions, you get instant credit, whether for emergencies or to carry out your projects.
Dillianz Bank Personal Loan

- Credit available from R$400 to R$10,000
- Installments in up to 22 payments
- Competitive rates starting at 8.09% per month
- Easy access for all profiles, including those with negative credit*
Easy access for all profiles, including those with negative credit*
What Is a Personal Loan?
Dillianz Bank’s Personal Loan is a versatile credit solution offering different modalities to suit your needs. You can choose direct debit from your benefit or even link it to your electricity bill. With a personal loan, you gain the flexibility to pay your bills and manage your finances with ease and security.

Loan with Debit on Electricity Bill
This loan option is ideal for those who seek simplicity, with the installment amount directly debited from the electricity bill.
01
Installments
Up to 22 payments
02
Credit Limit
R$400 to R$3,300
03
Interest Rate
12% to 18% per month
04
Target Audience
Holders of electricity accounts with partner utility companies
Partner Utility Companies
CPFL Paulista, Piratininga, and Santa Cruz
Enel São Paulo, Rio de Janeiro, and Ceará
Elektro, RGE, COELBA, CELPE, COSERN
Approval Conditions
Age: 21 to 84 years old
Disbursement methods: TED or PIX to a bank account
1 contract per CPF
Restrictions
Properties with no electricity service or bills overdue by more than 25 days.
*“Luz em Dia” modality: clients with up to 2 overdue electricity bills may access amounts between R$500 and R$1,000, depending on utility company policies.

Payroll Loan for INSS Retirees and Pensioners
The payroll loan is ideal for INSS retirees and pensioners, with installments deducted directly from the benefit, offering lower rates and easier payment.
- Requirements: Receiving benefits from INSS
- Installments directly deducted from the benefit, no bureaucracy
- Credit limit adjusted to the benefit amount received
- Attractive rates and flexible conditions
FGTS Advance
Advance your FGTS balance with Dillianz Bank and access your money quickly and securely.
- Agility and Security
- Requirements: Be over 18 years old, have available balance in FGTS account, opt in to birthday withdrawal
- Installments of up to 10 years (annual payments)
- Interest rate: 1.75% to 1.80% per month


Easy Installment
With Easy Installment, you can split boletos and PIX payments directly on your credit card.
- Flexibility Using Your Credit Card
- Use your available card limit to pay off debts in full
- Up to 12 installments
- Interest rates from 8.09% to 11.50% per month
- No credit check required, available even for those with negative credit
- Operation limit: R$10,000.00
Contact Us!
We’re ready to help you and your company enjoy all the benefits Dillianz Bank has to offer!